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Deb Higgins has 35+ years experience providing home loans to the residents of the River Bend area. She offers a varity of mortgage lending products to fit the needs of her clients including FHA VA Conventional and USDA Rural Housing home loans for purchase or refinance of a curently owned home. She also handles the Alton and Madison County 1st Time Home Buyers as well as the Illinois Housing Development Authority down payment assistance programs. Her company offers exceptional customer service, complimentary preaproval before you shop for a home and they service most of their loans after closing.
"Our office provides hometown service with local processing and underwriting. Those decisions are made right here in town not at some far off location where you’re only a name on a piece of paper. We provide our customers with service “for life”, as your needs change we will be there to help you through those changes. Whether you’re looking for a first time homebuyer loan, a refinance of your current home loan or are looking to build your dream home or perhaps considering downsizing, we will be there with you."
With our 27 years of experience in your community with USDA, FHA, VA and conventional loans, our loan specialists can help you on your path to homeownership.
We can help you purchase a home or refinance. Whether you’re looking to purchase a new home or refinance your existing property, contact us to get started.
How long does it take?
Our average time from prequalification to closing (i.e. you getting the keys) is just 30 days. Just like every family and home, every loan is different, but we’re here every step of the way to help you buy a home.
Easy Pre-Qualification Process Start your online prequalification today! Our team will guide you through the homebuying process.