Is it time to consider flood insurance? State officials are asking you to look into it this spring. While Illinois hasn't been hit with a lot of heavy rains so far, it definitely can happen.

That, according to State Department of Natural Resources spokesperson Rachel Torbert.

Click here for Torbert's comments

Torbert says the FEMA website has a flood map to help determine if you live in a high-risk area. Locally, the Mississippi and Illinois Rivers are out of their banks by about a foot at Alton, Grafton, and Hardin.

www.FEMA.gov

(Copyright WBGZ Radio / www.AltonDailyNews.com)