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823 Ridge Road Waterloo, IL 62298

$637,000

4 Bedrooms/4 Baths

5124 Square Feet

Tax History: $10258 - 2024

Estimated Payment: $3,017 Per Month*

Based on a 30-year fixed rate of 5.88% with 20% down. [ Change ]

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Property Description

$637,000 , Located in EAST RIDGE, WATERLOO. ZIP Code: 62298

OPEN HOUSE - THURSDAY, June 25 4:00 - 6:00 PM Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for. **Mystic Oak Family membership with golf cart (1 year) being offered for buyers who close before 07/30/2026 **

This house was built in 2002 has 4 bedroom(s), 4 baths(s) and is approximately 5124 sq. ft. The home has 9 rooms. This home has a 3 car garage. This property is located on 0.49 Acre(s).

Near By Listings

808 Blazing Star Drive Waterloo, IL 0.41 miles

951 Forbs Drive Waterloo, IL 0.80 miles

347 Jenny Court Waterloo, IL 1.12 miles

701 Williams Landing Waterloo, IL 1.23 miles

516 Hayden Drive Waterloo, IL 1.26 miles

Main Features:

Approximate lot size is 0 Acre(s)
Elementary School: WATERLOO DIST 5
Middle School: WATERLOO DIST 5
High School: Waterloo

Send Message to Realtor:

MLS#: 26031303
Listing ID: 84740
Updated: 1 day ago
Days on site: 3 days

Listing provided by

Angela Welge

RE/MAX Preferred

* The Estimated Payment is offered as a tool for your convenience and is not an offer of credit. Actual mortgage rates and fees vary depending on your lender. Please check with your local lender for accurate mortgage rate information.

Note: Broker may not have reviewed or approved listing. All information that is provided by the listing agent/broker is deemed reliable but it is not guaranteed and should always be independently verified.

The multiple listing information is provided by Southwestern Illinois Regional Multiple Listing Service, Inc. from a copyrighted compilation of listings. The compilation of listing and each individual listings are © 2026 Southwestern Illinois Regional Multiple Listing Service, Inc.. All Rights Reserved.

The information provided is for consumers' personal, non-commercial user and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.