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983 White Oak Drive Waterloo, IL 62298

$475,000
983 White Oak Drive Waterloo, IL 62298
3 Bedrooms/3 Baths
2740 Square Feet
Tax History: $6748 - 2024
Estimated Payment: $2,250 Per Month*
Based on a 30-year fixed rate of 5.88% with 20% down. [ Change ]
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Property Description

$475,000  , Located in CEDAR LAKE ESTATES,  WATERLOO.   ZIP Code: 62298

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.
This house was built in 1996 has 3 bedroom(s), 3 baths(s) and is approximately 2740 sq. ft. The home has 10 rooms. This home has a 2 car garage. This property is located on 2.51 Acre(s).

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Main Features:
Approximate lot size is 3 Acre(s)
Elementary School: WATERLOO DIST 5
Middle School: WATERLOO DIST 5
High School: Waterloo
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MLS#: 26049892
Listing ID: 87835
Updated: 1 day ago
Days on site: 1 day

Listing provided by

Linda Frierdich
Century 21 Advantage
* The Estimated Payment is offered as a tool for your convenience and is not an offer of credit. Actual mortgage rates and fees vary depending on your lender. Please check with your local lender for accurate mortgage rate information.

Note: Broker may not have reviewed or approved listing. All information that is provided by the listing agent/broker is deemed reliable but it is not guaranteed and should always be independently verified.

The multiple listing information is provided by Southwestern Illinois Regional Multiple Listing Service, Inc. from a copyrighted compilation of listings. The compilation of listing and each individual listings are © 2026 Southwestern Illinois Regional Multiple Listing Service, Inc.. All Rights Reserved.

The information provided is for consumers' personal, non-commercial user and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.

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Premium Agent
Coldwell Banker Paslay Realtor
Phone: 618-530-7355
Office: 618-377-3377
 

200 W. Third Street | Alton, IL 62002
Suite 200
618.465.9850